Our loan officers can handle a variety of needs and requests with true local decision making and local underwriting. 

Below is a list of our officers and the types of loans they provide.  Any one of our loan officers can be reached at (989)328-2501 or you can click on the name(s) below for email.   

Robert J. Byram
President and Chief Executive Officer
NMLS ID 609303
Assist customers with the following loan types:  commercial, agricultural.

Denise Schneider
Vice President – Senior Lender
NMLS ID 823218
Assist customers with the following loan types:  mortgage, consumer, agricultural, commercial. 

Heather Jacoby
Vice President – Branch Administrator
NMLS ID 645419
Assist customers with the following loan types:  mortgage, consumer.

Mary Peterson
Assistant Vice President – Community Relations and Bank Manager
NMLS ID 645500
Assist customers with the following loan types:  mortgage, consumer.

Amber Marshall
Assistant Vice President – Sidney Branch Manager
NMLS ID 1419050
Assist customers with the following loan types: consumer.