Personal Checking Account

Account

Basic Checking

Budget Checking

Low Cost Checking

E Checking

Overview

For individuals who desire a checking account without per check fees and are able to maintain a small minimum balance.

For individuals who desire a checking account without per check fees and do not want to be worried about maintaining a minimum balance.

For individuals who desire a checking account without per check fees and prefer a minimal monthly maintenance fee.

For individuals that will predominately use electronic banking. 

Benefits
  • Unlimited check writing
  • Earns interest on balances over $1,000
  • Discount on Loan Interest Rate if automatic pay set up from account
  • 50 cents for mobile deposit(per check)
  • Unlimited check writing
  • Discount on Loan Interest Rate if automatic pay set up from account
  • 50 cents for mobile deposit(per check)
  • Unlimited check writing
  • Discount on Loan Interest Rate if automatic pay set up from account
  • 50 cents for mobile deposit(per check)
  • $6.95 monthly fee for online bill pay
  • Earns interest when balance is $2,500 or more. 
  • Discount on Loan Interest Rate if automatic pay set up from account
  • 50 cents for mobile deposit(per check)

 

Monthly Service Fee

$8 maintenance charge.  WAIVED IF

  • Balance of $500 is maintained OR
  • You have your mortgage with Sidney State Bank

$5 monthly maintenance charge

$2.50 monthly maintenance charge

$1 per foreign ATM transaction

No monthly maintenance fee.

Number of Transactions

Unlimited checks and transactions

Unlimited checks and transactions

Unlimited checks and transactions

Five checks free, 50 cent charge per check after Five

Free Services
  • Internet Banking
  • Online Bill Pay
  • Mobile Banking
  • ATM/Visa Debit Card
  • First order of personalized checks free upon new account opening.
  • 1 box of free personalized checks per year for those 62 or older.
  • 5 check images per year
  • Internet Banking
  • Online Bill Pay
  • Mobile Banking
  • ATM/Visa Debit Card
  • First order of personalized checks free upon new account opening.
  • 1 box of free personalized checks per year for those 62 or older.
  • 5 check images per year

 
  • Internet Banking
  • Mobile Banking
  • ATM/Visa Debit Card
  • First order of personalized checks free upon new account opening.
  • 1 box of free personalized checks per year for those 62 or older.
  • 5 check images per year

 
  • Internet Banking
  • Online Bill Pay
  • Mobile Banking
  • ATM/Visa Debit Card
  • First order of personalized checks free upon new account opening.
  • 1 box of free personalized checks per year for those 62 or older.
  • 5 check images per year
There is no minimum balance required to open an account.
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